Atlantic Canada Business Grants

Insurance

Livestock Insurance

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Amount:

No Fixed Amount

Type of Program:

Insurance

Description:

The Livestock Insurance Program is designed to provide insurance to compensate Newfoundland and Labrador producers for the death or injury of sheep, goats, dairy cattle or beef cattle caused by dogs or other predators. Producers, who register their animals for insurance prior to April 1 of each year and who pay the insurance premiums, are covered until March 31 in the event any of their animals are killed or severely injured (need to be put down) by a predator.

Comments on Funding:

No other details available.

When It Ends:

Ongoing

Deadline:

April 1st

Eligibility:

The applicant must:

  • Applicants must be Newfoundland and Labrador livestock producers.

Application Steps:

1

Applicants must submit the completed applications accompanied by premiums to the Livestock Owners Compensation Board's Corner Brook office by April 1.
When the completed application is received by the Board, a "Contract of Insurance" is issued to the livestock owner. The contract outlines the responsibilities and duties of both the livestock owner and the Board. It also lists all livestock insured under the contract upon certification of ear tag numbers or registration papers by Board representatives.

Newly purchased livestock must be insured within 30 days of purchase. Proof of purchase (i.e. receipt) will be required. Lambs must be insured within 30 days after birth.

Documentation Needed: 

Applicant must submit:

  • the completed application,
  • premiums in order for the insurance to take effect.

To initiate a claim, the livestock owner must:

  • officially report the loss to the Board or any of Agrifood's designated staff at a local Agriculture Office within 48 hours of the discovery of the attack,
  • complete a "Notice of Livestock Loss or Injury" and "Request for Inspection". The carcass of any animal destroyed must be produced as well as the ear tag as evidence in order for insurance to be paid. When the Board receives notification of loss, a Board representative completes a "Claim and Inspection Report".
  • complete an "Affidavit" and have it notarized by a Justice of the Peace, Notary Public, or an official with Agrifoods, after an inspection has been completed. The Board will then review the claim and make its decision.

Program Contact:

Insurance

Agricultural Insurance

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Amount:

No Fixed Amount

Type of Program:

Insurance

Description:

Agricultural Insurance is a valuable business risk management tool that provides farmers with financial protection against production losses caused by natural perils, such as drought, excessive moisture, hail, frost, wind and wildlife.

Comments on Funding:

Applicants can select a plan that guarantees 60%, 70% or 80% of an average yield. Premium costs are shared between producers and the provincial and federal governments.
On a crop year basis, producers pay 40% of the total premium cost for comprehensive insurance coverage. Together, the federal and provincial governments contribute the other 60%.
Administrative costs are not included in the total premium cost; instead, administrative costs are fully funded by both levels of government. 

When It Ends:

Ongoing

Deadline:

Deadlines vary according to crop

Eligibility:

The applicant must:

  • be New Brunswick farmers,
  •  grow an eligible crop. Insurance is currently available for apples, grains, grain corn, oilseeds, pulse crops, potatoes, sweet corn, strawberries, fresh market vegetables and wild blueberries in New Brunswick.

Application Steps:

1

Applicants must submit the completed application form specific for their crop to the NB Agricultural Insurance Commission.

Documentation Needed:

No specific documentation has been identified.

Other Things to Note:

The Agricultural Insurance is part of the Canadian Agricultural Partnership.
The deadline for purchasing insurance varies according to crop. In general, perennial Agricultural Insurance is sold in the fall. All others are generally sold prior to planting.

Program Contact:

Agricultural Insurance

Agricultural Insurance - Agriculture

New Brunswick Crop Insurance Commission

Canada Digital Adoption Program: Grow Your Business Online Grant

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Amount:

$2,400

Type of Program:

Grants

Description:

The Grow Your Business Online grant is a micro-grant of up to $2,400 designed for small businesses across the country to help with the costs related to adopting e-commerce and is supported by a network of e-commerce advisors. 

Comments on Funding:

Funding is a micro-grant of up to $2,400.

When It Ends:

Ongoing

Deadline:

Rolling deadline

Eligibility:

The applicant must:

  • be a for-profit business (including for-profit social enterprises and co-operatives);
  • be a registered or incorporated business;
  • be a consumer-facing business;
  • be accessed by consumers or provides in-person services to consumers;
  • have at least one employee on payroll that is not the owner or a contractor (full time or part time, but for at least three months prior to application) or have had at least $30,000 in annual revenue in the most recent tax year;
  • commit to maintaining digital adoption strategy for six months after participation in the program;
  • consent to participating in follow-up surveys, sharing information with the Government of Canada (ISED and Statistics Canada), and having the name of the business published as a recipient of funding.
  • The following types of small businesses are ineligible:
  • Corporate chains, franchises or registered charities;
  • Representatives of multi-level marketing companies;
  • Real estate brokerages;
  • Businesses that engage in online reselling or drop-shipping businesses reliant on third party suppliers;
  • Wholesale or distribution businesses and manufacturers (unless their business model includes direct sales to the end consumer).

Application Steps:

1

For details, applicants must contact CBDC via email at cdap-pcan@cbdc.ca.

Documentation Needed: 

No specific documentation has been identified.

Other Things to Note:

As part of the Canada Digital Adoption Program, the Government of Canada has partnered with New Brunswick Association of CBDCs to deliver the Grow Your Business Online grant to small businesses across the country.

The grant is administered by the New Brunswick Association of CBDCs and not by Digital Main Street. 

Program Contact:

Canada Digital Adoption Program | CBDC

Atlantic Canada - CDAP - Digital Main Street

AgriInsurance

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Amount:

$10,000.00

Type of Program:

Grants

Description:

AgriInsurance is designed as a management tool to provide producers with income protection against uncontrollable natural perils. Coverage offered to producers is available under two scenarios. Under both options, the producer’s investment is protected against the effects of drought, excessive moisture, wind, frost, hail, snow, wildlife, disease and insects. The following vegetable crops are designated as insurable crops under the Newfoundland and Labrador AgriInsurance Program: beet, cabbage, carrot (grown on mineral or peat soil), parsnip, potato (grown from certified class seed or better; locally grown certified seed as well as imported certified seed are eligible - exclusion: Russet Burbank is not eligible for coverage) and rutabaga.  

Comments on Funding:

Coverage offered to producers is available under two scenarios:

  • the first is based on the producer’s pre-harvest cost of production,
  • the second is based on 70% of the five year average market price for the crop.

When It Ends:

Ongoing

Deadline:

April 30

Eligibility:

The applicant must: 

  • be a Canadian citizen or permanent resident at least 19 years of age, 
  • be an individual or recognized legal entity capable of entering into a contractual agreement with the Government of Newfoundland and Labrador,
  • be producing crop(s) on land in Newfoundland and Labrador. 

Application Steps:

Applicants​:

1

will receive AgriInsurance applications during the first week of April, 

2

should contact their area Agricultural Inspector or their area Agricultural Representative, if they do not receive an application by mail, 

3

must send the completed forms to Newfoundland and Labrador Crop Insurance Agency. 

Documentation Needed: 

Applicants must submit:

  1. 1
    the application form,
  2. 2
    a crop rotation plan,
  3. 3
    all potato seed tags at the beginning of the crop year, if potato producers,
  4. 4
    blight control intentions,
  5. 5
    crop reports.

To initiate a claim, the producer must:

  1. 1
    file a Notice of Crop Damage and Request for Inspection,
  2. 2
    submit a Report on Notice of Crop Damage and Request for Inspection,
  3. 3
    submit the Final Claim report.

Other Things to Note:

The Canada – Newfoundland and Labrador AgriInsurance Program is funded by the Canadian Agricultural Partnership. 

Program Contact:

​AgriInsurance - Fisheries, Forestry and Agriculture

​AgriInsurance-Producer-Handbook-2021-22.pdf​​​