Loans Available to Nova Scotia Businesses

The Wild Blueberry Business Enhancement program aims to increase wild blueberry production in Nova Scotia through efficiencies and land expansion by providing lending options for equipment, purchase and improvement of existing land, and new site development.

Vessels are essential to a thriving seafood industry. From making improvements to a vessel to a complete customized new build, the Fisheries and Aquaculture Loan Board finances all types of projects relating to vessels.

The Farm Debt Consolidator is used as a cleanup tool for short-term payables, stagnant operating debt, medium term loans, and restructuring of long-term debt with other lenders. Nova Scotia farmers can normally implement it when cash flow demand outstrips supply.

Your seafood processing business is unique, so is our financing. Whether you’re looking to develop a new idea or expand an existing business, we’ll work with you to develop a loan structure that best suits individual business needs.

The Farm Loan Board’s affordable quota loans are designed to match your operation’s cash flow so you can move forward with stable financing in place.

The Plant Your Roots program supports new ownership of commercial farms in Nova Scotia. Program funding helps improve the financial stability of beginner farmers in the first years of operation (based on a 4-year projected calculation of eligible loan interest on new loans).

Work with a lender who thinks like a Nova Scotian grower. Whether you’re purchasing land, vines, trees or equipment, we’ll work with you to develop a loan structure that best suits your individual business needs.
Uses:
– Purchasing vines or trees
– Purchasing an existing operation
– Purchasing land
– Construction or expansion of processing buildings or facilities

The Nova Scotia Sportfish Habitat Fund was established in 2005 in response to a request by organized angling groups to provide financial support to volunteers working on the protection of fish habitat and improvement of public access to the sportfishing resource.

Is your business or license changing hands? The Fisheries and Aquaculture Loan Board offers financing to transition from one owner to the next guided by our experienced and knowledgeable team of Loan Officers.

The Farm Loan Board offers financing to transition from one owner to the next guided by our experienced and knowledgeable team of Loan Officers.

Micro loans are considered for projects under $50,000. In many cases, our micro loan products have a lower security level — which reduces legal fees and time. We offer competitive interest rates, flexible payment options and amortization periods, designed specifically for Nova Scotia’s seafood sector.

The Farm Loan Board supports cattle and sheep farmers in the long-term viability of their operation. We offer affordable financing for farmers with a proven plan for livestock herd expansion.

License(s) loans allow new fishers to join the industry, and established fishers to expand or diversify operations. We consider license and enterprise purchases to be long-term investments so we‘ll support you with long-term loans.

Licenses and gear loans allow new fishers to join the industry or established fishers to expand or diversify operations. It is available to new entrants, commercial fishers or clients looking to re-enter the industry.

Finance land and building purchases, farm upgrades, and investments in new technologies so you can grow your business today without worrying about your monthly payment tomorrow.

The Nova Scotia Farm Loan Board is collaborating with FarmWorks to enhance lending opportunities for farms and agri-businesses across Nova Scotia. This partnership is focused on delivering a unique financing solution for those looking to start and grow in the agricultural sector.

Mission is to build on the success of
agriculture in Nova Scotia by empowering
farmers, promoting sustainable agriculture
and stimulating regional development.

The Farm Loan Board takes the pressure off buying decisions with affordable financing for new or used equipment, including:
– Tractors;
– Farm implements;
– Processing equipment;
– Irrigation equipment;
– Specialized equipment.

The Energy Efficiency Innovation financing aims to support eligible seafood businesses with the adoption of energy efficient technologies to reduce GHG emissions. Financing is complementary to the Fisheries and Aquaculture Energy Efficiency Innovation Fund administered by EfficiencyOne and can assist eligible seafood businesses to invest in electrification, operational efficiency or renewal energy and alternative fuel projects.

Through Elevate, the Government of Canada will increase commercial tourism investments in Atlantic Canada to $25 million over 2 years (ending March 31, 2026). This repayable initiative, sourced from ACOA’s existing budget, further demonstrates the federal Government’s commitment to investing in the region’s visitor economy, backing up Canada’s Federal Tourism Growth Strategy with real action​.

The Business Scale-up and Productivity helps businesses speed up their growth so they can be more productive, compete on the world stage and reach new markets. Funding can be used to:
1. scale up and expand;
2. make the most of new technologies;
3. improve productivity;
4. create new products and find new markets.

The Business Development Program (BDP) helps entrepreneurs launch, modernize and grow their business in Atlantic Canada.

Are you looking to start, grow, or acquire a boatbuilding operation? The Fisheries and Aquaculture Loan Board supports the long term success of boatbuilders in Nova Scotia with flexible and affordable financing.

To support the growth of the beef industry in Nova Scotia, the Farm Loan Board (FLB) has created a program to provide financial assistance to beef farmers and related businesses. Whether you’re just starting out, in the early stages of development, or have a long-established operation, our aim is to offer lending opportunities that help expand your business.

The Aquaculture Loan provides funding to fishers and sea farmers in Nova Scotia to build their business. Loans can be used for starting, expanding or purchasing an aquaculture business.

Mission is to build on the success of agriculture in Nova Scotia by empowering farmers, promoting sustainable agriculture and stimulating regional development.

Your agri-processing business is unique, so is our financing. Whether you’re looking to develop a new idea or expand an existing business, we’ll work with you to develop a loan structure that best suits individual business needs.

The Farm Loan Board is supporting the Advancing Clean Technologies for Nova Scotia program delivered by the Nova Scotia Department of Agriculture. This program supports the adoption of clean technologies for Nova Scotia farms and agribusinesses to mitigate the effects of climate change.